Terms of Service

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Cari Finance, Inc. ("Cari," "we," "us," or "our") governing your access to and use of the Cari healthcare software platform, including our website, mobile applications, and related services (collectively, the "Platform").

You must be at least 18 years old and have the legal capacity to enter into binding contracts. If you are accessing the Platform on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

3.1 Account Creation

To access certain features of the Platform, you must create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Keep your password secure and confidential
• Accept responsibility for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account

3.2 Healthcare Provider Obligations

If you are a healthcare provider using the Platform:

• You must maintain all required licenses and credentials to practice in your jurisdiction
• You are solely responsible for the accuracy and completeness of patient records
• You must comply with all applicable healthcare laws and regulations
• You must obtain necessary patient consents for electronic health record keeping
• You are responsible for maintaining HIPAA compliance where applicable

You may use the Platform only for lawful purposes and in accordance with these Terms. The Platform is intended for:

You may NOT use the Platform to:

• Violate any applicable laws, regulations, or governmental requirements
• Infringe upon the intellectual property rights of others
• Submit false, misleading, or fraudulent information
• Transmit viruses, malware, or other harmful code
• Attempt to gain unauthorized access to the Platform or its systems
• Interfere with or disrupt the integrity or performance of the Platform
• Collect or store personal information about other users without consent
• Provide medical advice, diagnosis, or treatment (healthcare providers must act within their professional scope)
• Use the Platform for any illegal or unauthorized purpose

6.1 Ownership

The Platform and all content, features, and functionality are owned by Cari and are protected by copyright, trademark, patent, and other intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of the Platform without our prior written consent.

6.2 User Content

You retain ownership of content you submit to the Platform ("User Content"). By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, display, and distribute such content for purposes of providing the Platform services.

7.1 Subscription Fees

Some features of the Platform require a paid subscription. You agree to pay all fees associated with your subscription:

• Fees are billed in advance and are non-refundable
• Prices are subject to change with 30 days notice
• Automatic renewal unless cancelled at least 14 days before the end of the billing period
• All fees are exclusive of applicable taxes

7.2 Payment Processing

Payment processing is handled by third-party processors. We are not responsible for any errors, fees, or issues arising from third-party payment processors.

You agree to indemnify, defend, and hold harmless Cari and its officers, directors, employees, agents, and affiliates from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

• Your use of the Platform
• Your violation of these Terms
• Your violation of any third-party rights
• Your User Content
• Your conduct in connection with the Platform

We may terminate or suspend your account and access to the Platform immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the Platform will immediately cease.

You may cancel your subscription at any time through your account settings. No refunds will be provided for partial billing periods.

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Any dispute arising from these Terms shall be resolved through binding arbitration in accordance with the American Arbitration Association rules.

If you have questions about these Terms, please contact us: